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This has recommendation to the RBI circular of August 02, 2019 on 'Levy of foreclosure charges/pre-payment charge on floating rate term loans', mandating that NIL foreclosure or pre-payment charges will be imposed on drifting rate term loans approved to Individual debtors with/without co-borrower( s) for the functions besides for business.

Accordingly, this is to inform you that, notwithstanding anything consisted of in the Transaction Documents, for Individual debtors who has actually availed loan for service function and for Non-Individual debtors, foreclosure charges will apply as per the rates recommended by the Bank from time to time. The existing suitable rates of prepayment charges are supplied below for your prepared reference.
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Part Pre-payment/ Foreclosure Charges (For Individual Borrowers with function aside from service)

NIL

Part Pre-payment/ Foreclosure charges (For Individual customers with service function/ all Non Individual borrowers/ fixed rate loans)

- 5% on part pre-payment amount/principal outstanding if paid within 12 months

3% on part pre-payment amount/principal exceptional if paid after 12 months

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Revision in Interest rates

Revision in Savings Account Interest rates w.e.f. June 16, 2025

Change in Branch & Cash Timings

Please note that the branch & money timings of our branches in Sangli and Kolhapur Clusters are being modified effective July 03, 2025.

RBL Bank is signed up with DICGC

Linking PAN with Aadhaar

Last date to connect PAN with Aadhaar was June 30, 2023. Link your PAN with Aadhaar & Avoid your PAN from ending up being inoperative!

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RBL Bank is now reside on the GST website for GST payment.

Manage recurring merchant payments on your RBL Bank Credit & Debit Cards.

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